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Easy process to apply for loan


Choose from ₹3,000 to ₹50,000.


Get approved within minutes



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Instant Loans from Akriti India

Akriti India makes it easy to overcome your financial gaps. We don’t require a credit score and you can apply with a minimum income of just Rs. 12,000. We are also one of the only instant loan apps in India that welcomes both salaried and self-employed applicants.

  • A digital solution provides hassle-free loans.

  • Help customers meet their immediate financial needs.

Money transferred directly to your account.

Get Personal Loan easiest way !

Instant personal loans

Get instant personal loans upto ₹50,000 In Just 5 Minutes.

Quick Approvals & Disbursals

Get prompt loan approval and money in your account

Easy Repayment Options

Repay the loan amount in just one click.

Safe, Secure & Transparent

Our loan process is fully secured and there are no hidden charges.

  • Portfolio Outstanding


  • App Download


  • Positive Review


  • Team Members


  • Cup Of Coffee


How to Apply for Loan ?

  • Fill out the online application
  • Submit necessary documents.
  • Await quick approval notification.
  • Receive money in your account.

Digital Loan Solution

How long does it take to process a personal loan with Akriti India?

A Personal loan is disbursed just 5 Minutes. This is, however, subject to the loan amount, assessment of the documents that you submit.

Can I repay my personal loan earlier?


My application for a Loan did not get approved. Why?

Your application may not be approved due to multiple reasons such as a duplicate profile or document not proper. If you feel it is in error, you can drop us a mail on and we will rectify any errors.

Would I be eligible for a Personal Loan for Salaried?

Yes. As long as you have valid salary slips and can validate your salary details through Net Banking or bank statement pdf upload, you can avail a Personal Loan for Salaried from us.